eKassir^® - Payment System

The payment system composed of the biggest number of components. The given option is designed for a client deploying (or planning to deploy) a large-scale payment acceptance network in a certain region or nationwide, the network expansion strategy being standard and executed by adding intermediary networks.

Target clients for such system configuration can be grouped as follows:

• Companies, operating regional payment systems. It is getting more and more expensive for such companies to maintain and develop their own software with the growth of their business. Besides, software for 'big' payment systems is rapidly developing, so much effort and finance is needed to sustain competitive advantages of the developed software. Certain risks are also imposed by dependence on their own team of developers. And at last, quite frequently they face the situations when internally developed server software no longer meets efficiency and reliability requirements of the business, but nothing can be done about it;
• Major intermediaries (dealers) of 'big' payment systems, having networks of a few hundreds of payment kiosks and their contractors' Terminal networks. Turnover of such systems is quite substantial but they are still tied to one or the other payment system and have to put up with certain restrictions and inconveniencies. In order to further expand their business they need to become more independent and conclude direct contracts for payment acceptance with local service providers;
• Companies, planning to rollout payment systems abroad. Currently nearly any client wishing to develop a big payment acceptance project abroad will choose this system configuration to get a certain market share at the stage when the market is still growing. (of the market growth. already at the stage of the project development).

Main distinctions of eKassir® – Payment Systemconfiguration are:

• High efficiency and scalability of server modules;
• Dealer's cabinet multifunctional module;
• Support of dealers commission and payment settlements with dealers and service providers;
• Support of dealers billing and dealers' subcontractors scheme;
• SDK for independent development of gateways to payees;
• Direct gateways to national service providers (for Russia these are MTS, Beeline and Megafon mobile carriers).