eKassir^® - Bank

Payment System configuration designed for use by banks or non-commercial entities. This configuration differs in many ways from others because bank accounting rules have specific requirements to payment acceptance software.

The process of using payment system in banks is highly specific in general, and nearly any bank project requires individual software modifications at the stage of implementation.

Customers who are in need of the bank configuration are the following:

• Medium-sized regional bank or a branch of a major bank. As a rule the purpose of such project is to automate the process of payment acceptance effected in bank outlets (to offload bank cashiers) and arrange top up of bank accounts and cards through payment kiosks. It is possible to automate the transfer of payments coming through Internet banking system from individuals. The number of payment acceptance points is quite small (up to fifty);
• Major regional or national bank. In addition to the above purposes the project may also include implementation of accepting specific payments, support of payment acceptance through dealers and their intermediaries' networks, payment kiosks with plastic cards, ATM machines, and so on. The number of payment acceptance points is one hundred or more;
• Foreign bank. The complexity of this project is mainly attributed to the use of accounting principles which differ from the ones used in Russia;
• Specific banking project. Automating the process of money transfer made by individuals through payment kiosks may serve as one of the examples of such project.

Main distinctions of eKassir® – Bank configuration are:

• Chart of accounts and bank branches internal settlements executed in compliance with the bank accounting requirements;
• Link (interface) with Automated Bank System , transactions posting and clearing;
• Support of payments made by plastic cards through payment kiosks;
• Support of different methods of payer's identification.